Archive for the ‘Debt Collection’ Category

Wage Garnishments Are Enforced On First Come First Serve Basis

Tuesday, June 29th, 2010

We are sometime asked by debtors whose whose earning are being garnished and whose employer receives a second wage garnishment order whether both garnishments will be enforced at the same time. As the Courts of the State of New Jersey have explained wage garnishments are enforced sequentially.


What Debt Collectors Can and Cannot Do?

Wednesday, May 27th, 2009

People who are experiencing serious debt problems face many difficult decisions. If they feel that they are unable to pay their creditors and debt, they may face the difficult choice of whether to consider a Chapter 7 or Chapter 13 Bankruptcy. These difficult decisions are often exacerbated by constant, harassing phone calls from debt collectors.

The Fair Debt Collection Practices Act (FDCPA) is Intended to Protect Consumers from Abusive Practices by Debt Collectors.